{"id":105,"date":"2014-12-31T09:58:47","date_gmt":"2014-12-31T14:58:47","guid":{"rendered":"http:\/\/truppmanlawoffices.com\/?page_id=105"},"modified":"2026-03-06T22:18:19","modified_gmt":"2026-03-06T22:18:19","slug":"f-q-hurricane-damage","status":"publish","type":"page","link":"https:\/\/truppmanlaw.com\/f-q-hurricane-damage\/","title":{"rendered":"Property And Hurricane Damage Insurance Claims"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"105\" class=\"elementor elementor-105\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fba9f72 e-con-full e-flex e-con e-parent\" data-id=\"fba9f72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5372bf elementor-widget__width-inherit elementor-skin-carousel elementor-widget elementor-widget-media-carousel\" data-id=\"d5372bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;effect&quot;:&quot;fade&quot;,&quot;speed&quot;:800,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;skin&quot;:&quot;carousel&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Condominium Law Insurance Claims Attorney Miami Dade Broward Florida\" style=\"background-image: url(&#039;https:\/\/truppmanlaw.com\/wp-content\/uploads\/2021\/03\/Condominium-Law-Insurance-Claims-Attorney-Miami-Dade-Broward-Florida.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Florida Insurance Lawyer Harold Truppman Miami Dade Broward Palm Beach\" style=\"background-image: url(&#039;https:\/\/truppmanlaw.com\/wp-content\/uploads\/2021\/03\/Florida-Insurance-Lawyer-Harold-Truppman-Miami-Dade-Broward-Palm-Beach.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8547d87 e-flex e-con-boxed e-con e-parent\" data-id=\"8547d87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3316bb e-con-full e-flex e-con e-child\" data-id=\"b3316bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-237efae elementor-widget elementor-widget-text-editor\" data-id=\"237efae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Property damage caused by hurricanes, windstorms, water intrusion, and other catastrophic events frequently leads to disputes between property owners and insurance companies.<\/p><p>Harold B. Klite Truppman represents homeowners, condominium owners, and businesses in insurance disputes arising from hurricane and property damage claims.<\/p><p><strong>What Should I Do After Hurricane Damage?<\/strong><\/p><p>Property owners should promptly notify all insurance carriers that may provide coverage for the loss. In some cases, multiple policies may apply, including homeowners, flood, or windstorm policies.<\/p><p>Owners should:<\/p><ul><li>Document all damage with photographs<\/li><li>Make temporary repairs necessary to prevent further damage<\/li><li>Keep receipts for emergency repairs<\/li><li>Avoid discarding damaged property until it has been inspected<\/li><\/ul><div>\u00a0<\/div><p><strong>Temporary Housing and Living Expenses<\/strong><\/p><p>Many homeowners\u2019 insurance policies include\u00a0<strong>Additional Living Expense (ALE)<\/strong>\u00a0or\u00a0<strong>Loss of Use (LOU)<\/strong>\u00a0coverage. This coverage may reimburse additional costs incurred when a home becomes uninhabitable due to a covered loss, such as temporary housing, relocation expenses, or storage.<\/p><p>Because these benefits are often reimbursed rather than paid in advance, it is important to keep records and receipts of additional expenses.<\/p><p><strong>Hurricane Claim Disputes<\/strong><\/p><p>Insurance disputes frequently arise over:<\/p><ul><li>The cause of property damage (wind vs. flood)<\/li><li>The scope of damage and necessary repairs<\/li><li>Allocation of damage between multiple policies<\/li><li>Additional living expense coverage<\/li><li>Delays in claim handling or payment<\/li><\/ul><p>These disputes may require negotiation, mediation, appraisal proceedings, or litigation.<\/p><p><span style=\"color: #000000;\"> To reach our office, contact us by email or call <\/span><strong style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"tel:239%20922%203888\">800-511-<\/a>7544<\/strong><span style=\"color: #000000;\">.<\/span><strong style=\"color: #000000;\">\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a65f4d2 e-con-full e-flex e-con e-child\" data-id=\"a65f4d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bea2561 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"bea2561\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida.jpg\" class=\"attachment-large size-large wp-image-462\" alt=\"\" srcset=\"https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida.jpg 900w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida-300x300.jpg 300w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida-150x150.jpg 150w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida-768x768.jpg 768w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2018\/11\/Hurricane-Claims-Law-Miami-Broward-Panama-City-Florida-90x90.jpg 90w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8347be3 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"8347be3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/truppmanlaw.com\/wp-content\/uploads\/2015\/02\/Boca-Raton-Palm-Beach-Insurance-Litigation-Attorney.jpg\" class=\"attachment-large size-large wp-image-183\" alt=\"\" srcset=\"https:\/\/truppmanlaw.com\/wp-content\/uploads\/2015\/02\/Boca-Raton-Palm-Beach-Insurance-Litigation-Attorney.jpg 720w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2015\/02\/Boca-Raton-Palm-Beach-Insurance-Litigation-Attorney-300x200.jpg 300w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2015\/02\/Boca-Raton-Palm-Beach-Insurance-Litigation-Attorney-600x400.jpg 600w, https:\/\/truppmanlaw.com\/wp-content\/uploads\/2015\/02\/Boca-Raton-Palm-Beach-Insurance-Litigation-Attorney-345x230.jpg 345w\" sizes=\"(max-width: 720px) 100vw, 720px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Property damage caused by hurricanes, windstorms, water intrusion, and other catastrophic events frequently leads to disputes between property owners and insurance companies. Harold B. Klite Truppman represents homeowners, condominium owners, and businesses in insurance disputes arising from hurricane and property damage claims. What Should I Do After Hurricane Damage? Property owners should promptly notify all [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":136,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-105","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/pages\/105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/comments?post=105"}],"version-history":[{"count":0,"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/pages\/105\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/media\/136"}],"wp:attachment":[{"href":"https:\/\/truppmanlaw.com\/wp-json\/wp\/v2\/media?parent=105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}