Hurricane Nicole Ian Florida Insurance Claims Attorney. Damages are estimated at more than $481 million in a central Florida coastal county where homes collapsed into the Atlantic Ocean following Hurricane Nicole last week.

The damages from the category 1 storm in Volusia County, home to Daytona Beach, exceeded those from the much stronger Hurricane Ian, which caused $377 million in the county, officials said. Hurricane Ian, a category 3 storm, made landfall in southwest Florida in late September and tore across the state.

Moody’s Investors Service estimated insured losses from Ian at between $40 billion and $70 billion in Florida and North Carolina.

Severe beach erosion from Ian made homes vulnerable to the impact of Nicole in Wilbur-by-the Sea, a quaint beach community where single-family homes fell into the ocean last week. Volusia County officials said that at least 30 single-family homes in Wilbur-by-the-Sea and seven single-family homes in nearby Ponce Inlet have been deemed unsafe following Hurricane Nicole.

The Law Offices of Harold B. Klite Truppman in South Florida represents Florida policy holders in hurricane insurance claim disputes with insurance companies — one of the many ways we fight for the people to hold these companies accountable for their negligence. Hurricanes and tropical storms, such as Ian or Nicole, can unleash devastating destruction upon homes and businesses. They can damage a building’s structure or the contents inside the home or business, leading to loss of possessions and business income and displacement, among other things. We service claims for the entire state of Florida including during hurricane season.

Ideally, homeowners and property insurance would cover the damage the policy says it will cover — that’s why you dutifully pay your premiums, after all. However, it’s not often so easy. There is nothing we pay more money for and understand less than insurance.

A combination of challenging language and ambiguous clauses in homeowners and business owners insurance policies makes it frustrating for people to try to decipher just what to expect when they need to make a claim. This is, oftentimes, by design. That way, the insurance company has a built-in defense against compensating policyholders. What you don’t know can hurt you.